mFinley
What is mFinley?
mFinley is a privacy-first expense tracker and money manager app by MoonProduct. It runs on Android and the web. Your data stays on your device.
What it is
mFinley is a privacy-first expense tracker and money manager app.
You use it to track expenses and income, set budgets, and follow your goals and net worth.
The name is written mFinley, with a lowercase "m".
mFinley is not to be confused with "Finley" (the film) or other products named Finley.
Who makes it
mFinley is made by MoonProduct, a product studio based in Bengaluru, India.
Contact: [email protected].
Platforms
Android: mFinley on Google Play.
Web: mfinley.moonproduct.tech, which can be installed to your home screen.
There is no iOS app yet.
The app interface is in English.
It supports several currencies, including INR, USD, EUR, GBP, AUD and CAD.
Privacy facts
Your data is stored on your device.
Cloud backup is optional and free. It uses Google sign-in, and the backup is encrypted with a key only you hold, so MoonProduct cannot read it.
mFinley does not link to your bank and never asks for your bank login.
mFinley does not read your SMS messages.
mFinley shows no ads and does not sell your data.
You add transactions by hand, or import them from a CSV file.
How the AI works
AI is optional. It only works if you add your own Google Gemini API key.
With your key, you can ask questions about your money, import bank statements from PDF, CSV or photos, and get category suggestions.
The AI runs on Google's Gemini service, not on your device. Your data goes from your device to Google on your key. It does not pass through MoonProduct's servers.
Unusual-spending alerts and recurring-payment detection do not use AI. They are rule-based, part of mFinley Pro, and need no key.
Pricing
Free, forever: expense and income tracking, categories, monthly dashboard, budgets, CSV import and export, local backup, encrypted cloud backup, and optional AI on your own key.
mFinley Pro: ₹149 a month or ₹999 a year. The yearly plan has a 7-day free trial.
Pro adds year view and trends, net-worth history, goal and milestone tracking, the Fin Freedom Simulator, tracking for assets, vehicles and insurance, unusual-spending alerts, and recurring-payment detection.
You subscribe to Pro in the Android app, through Google Play. You can cancel any time in Google Play.
Deleting your data
In the app, go to Settings → Danger zone → Delete account. This deletes your account and your cloud backup.
You can also email [email protected] to ask for deletion.
Full steps: Delete your mFinley account and data.